Terms & Conditions
TERMS AND CONDITIONS
These general terms and conditions of use (“Terms and Conditions”) are published by Hegd Investment Management Private Limited (CIN: U66300TN2025PTC184214), a company incorporated under the Companies Act, 2013 and having its registered office at The Capital, Z-Block, 4th Street, 13th Main Road, 3rd floor, Anna Nagar, Chennai - 600 040 (“Company”).
The Company owns and operates an informative website namely www.hegdinvst.com under the brand name “Hegdinvst” which is engaged in rendering offline investment management and advisory services (“Website”).
These Terms and Conditions are an electronic record and have been framed pursuant to the Information Technology Act, 2000 (“IT Act”) and rules framed thereunder and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“IT SPDI Rules”), as amended from time to time. This electronic record is generated by a computer system and does not require any physical or digital signatures.
For the purpose of these Terms and Conditions, wherever the context so requires, the term:
(i) “Applicable Laws” shall include all laws, rules, statutes, ordinance, regulations, guidelines, policies, schemes, orders and other pronouncements having the effect and force of law within the territory of India.
(ii) “Company” shall have the meaning ascribed to it in the introduction part of these Terms and Conditions.
(iii) “Content” shall include, without limitation, the user interface and user experience features, data and information provided for the Website, features and functionalities, text, written posts, software, scripts, interactive features, graphics, images, photos, documents, audio, video, all other forms of information or data, posted and/or made available on or through the Website owned by the Company.
(iv) “Grievance Officer” shall have the meaning as ascribed to it under Clause 11 of these Terms and Conditions.
(v) “Person” shall mean any natural person, trust, firm, company, limited liability partnership, governmental authority, joint venture, association, partnership, society or other entity (whether having separate legal personality or not).
(vi) “Information” shall have the meaning ascribed to it in Clause 1.3 of these Terms and Conditions.
(vii) “Personal Information” shall have the meaning ascribed to the term in the Privacy Policy (as defined hereinafter).
(viii) “Terms and Conditions” shall have the meaning ascribed to it in introduction part of the Terms and Conditions.
(ix) “User” shall mean the users of the Website including any Persons, who access and/or use the Website.
(x) “User Agreement” shall have the meaning ascribed to it in Clause 1.1 of these Terms and Conditions.
(xi) “User Content” shall mean any data or information provided by the User to use the Website.
(xii) “Website” shall have the meaning ascribed to it in the introduction part of these Terms and Conditions.
1. ACCEPTANCE
1.1. These Terms and Conditions along with the privacy policy as displayed on the Website (“Privacy Policy”) will apply to the Users for browsing, accessing and using the Website (“User Agreement”).
1.2. The User hereby represents that the User has completed 18 (Eighteen) years of age and has the legal capacity to enter into a valid contract under the Applicable Laws and in case of entities, is the authorised representative having the legal capacity and authority to enter into a valid contract under the Applicable Laws on behalf of such an entity. If the Company becomes aware that a person using the Website and submitting Information (as defined below) is under the age of 18 (Eighteen) years, the Company shall at its option delete or suspend access of the Website and any related information immediately.
1.3. The User further represents that the User has read and understood the terms and conditions of the User Agreement and shall continue to read and understand the amended Terms and Conditions and Privacy Policy from time to time as may be applicable. Further, the Users who access the Website shall ensure that such Users read, understand and abide with the User Agreement at all times.
The User may provide, certain information with respect to the User identification such as name, mobile number, email address and personal data or information including sensitive personal data or information (as such term is defined in the Information Technology Act, 2000 read with the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011) (“Information”). Any Information, shared by the User with the Company, will be collected, processed, stored, handled, used, transferred, disclosed and/or retained by the Company in accordance with the User Agreement and subject to the Applicable Laws, for the purpose of administering the User’s association with the Company and based on the requirements of such association for onboarding, registration, billing, accounting and record keeping purposes.
1.4. The User hereby confirms that the Information provided by the User to the Company is true, accurate and complete and the User hereby agrees to fully indemnify and keep indemnified the Company, its management, directors, employees, administrators, assigns, representatives etc. for any claims, demands, losses, damages, actions and/or other liabilities, whether financial or otherwise, arising directly or indirectly from any reliance upon such Information.
2. USER OBLIGATIONS, REPRESENTATIONS AND WARRANTIES
2.1. The User agrees, undertakes and confirms that its use of the Website shall be strictly governed by the obligations contained herein and the Applicable Laws. The User shall not share any User Content/Information through an email to the Company as displayed on the Website, that:
(a) belongs to another person and to which the User does not have any right;
(b) is grossly harmful, harassing, threatening, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or promotes enmity between different groups on the grounds of religion or caste with the intent to incite violence, or otherwise unlawful in any manner whatsoever;
(c) involves the transmission of “junk mail”, “chain letters”, or unsolicited mass mailing or “spamming”;
(d) infringes upon or violates any third party’s rights including, but not limited to, intellectual property rights, rights of privacy (including without limitation unauthorized disclosure of a person’s name, email address, physical address or phone number) or rights of publicity;
(e) provides instructional information about illegal activities such as making or buying illegal weapons or any other objects, violating someone’s privacy, or providing or creating computer viruses or smuggling;
(f) tries to gain unauthorized access or exceeds the scope of authorized access to the Website or to profiles, blogs, communities, account information, bulletins, or other areas of the Website or solicits passwords or personal identifying information for commercial or unlawful purposes from other Users;
(g) engages in commercial activities and/or sales without the Company’s prior written consent such as contests, sweepstakes, barter, advertising and pyramid schemes;
(h) solicits gambling or engages in any gambling activity or smuggling which the Company, in its sole discretion, believes is or could be construed as being illegal;
(i) interferes with another User’s use and enjoyment of the Website;
(j) refers to any website or mobile application or URL that, in the Company’s sole discretion, contains material that is inappropriate for the Website or any other website or mobile application or URL, contains content that would be prohibited or violates the letter or spirit of these Terms and Conditions;
(k) harms minors or children in any way; violates any law for the time being in force or impersonates another person;
(l) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; or contains any trojan horses, worms, time bombs, cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, diminish value of, surreptitiously intercept or expropriate any system, data or personal information;
(m) threatens the unity, integrity, defence, security or sovereignty of India, India’s friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation;
(n) directly or indirectly, offers, attempts to offer, trades, or attempts to trade in any item, the dealing of which is prohibited or restricted in any manner under the provisions of any Applicable Law, rule, regulation, or guideline for the time being in force; or
(o) creates any liability whether financial or otherwise of any nature whatsoever for the Company.
2.2. User shall not use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Website or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Website or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Website. The Company reserves its right to bar any such activity.
2.3. User shall not attempt to gain unauthorized access to any portion or feature of the Website, or any other systems or networks connected to the Website or to any server, computer, network by hacking, password “mining” or any other illegitimate means.
2.4. User shall not probe, scan or test the vulnerability of the Website or any network connected to the Website or breach the security or authentication measures on the Website, or any network connected to the Website. User may not reverse look-up, trace or seek to trace any information on any other User of or visitor of the Website, or any other User, to its source, or exploit the Website or any service or information made available or offered by or through the Website, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than User’s own information, as provided for by the Website.
2.5. Server hacking or other perpetration of security breaches is prohibited.
2.6. User agrees not to engage in unacceptable use of the Website, which includes to: (1) attempt to mislead any person as to the identity, source or origin of any communication; (2) interfere, disrupt or attempt to gain unauthorized access to any computer system, server, network or account for which User do not have authorization to access or at a level exceeding User’s authorization; or (3) use User’s server as an “open relay” or for any of the above purposes.
2.7. User shall not make any negative, denigrating or defamatory statement(s) or comment(s) about the Website or otherwise engage in any conduct or action that might tarnish the image or reputation of the Company or otherwise tarnish or dilute any of the Company’s trade or service marks, trade name and/or goodwill associated with such trade or service marks, trade name as may be owned or used by the Company. User agrees that it will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Website or the Company’s systems or networks, or any systems or networks connected to the Website.
2.8. User agrees not to use any device, software, or routine to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on the Website, or with any other person’s use of the Website.
2.9. User shall not forge headers or otherwise manipulate identifiers in order to disguise the origin or transmittal of any message the User sends to the Company on or through the Website.
2.10. User shall not use the Website or any Content for any purpose that is unlawful or prohibited by these Terms and Conditions, or to solicit the performance of any illegal activity or other activity which infringes the rights of the Company and/or others.
2.11. User shall at all times ensure full compliance with all Applicable Laws as may be amended from time to time. The User shall not engage in any transaction or activities, which is prohibited by the provisions of any Applicable Laws for the time being in force.
2.12. User understands that the Company has the right at all times to disclose any information available with the Company (including the identity of the person providing information or materials on the Website, its location, or any other Information of the User, etc.) as necessary, to satisfy any requirements under the Applicable Laws and governmental requirements. This may include, without limitation, disclosure of the information in connection with investigation of alleged illegal activity or solicitation of illegal activity or in response to a lawful court order or summons. In addition, the Company can (and the User hereby expressly authorizes the Company to) disclose any Information about the User to appropriate authority in accordance with Applicable Laws as the Company, in its sole discretion, believes is necessary or appropriate in connection with the investigation and/or resolution of possible crimes, especially those that may involve personal injury.
2.13. The Company reserves the right to remove or edit any User Content or Information that in its sole discretion violates, or is alleged to violate, any Applicable Laws or either the spirit or letter of these Terms and Conditions and the User Agreement. Notwithstanding this right, User remains solely responsible for the User Content or Information that it provides on the Website. The Users are advised that such User Content or Information posted does not necessarily reflect the Company’s views. In no event shall the Company assume or have any responsibility or liability for any User Content or Information posted or for any claims, damages or losses resulting from use of User Content or Information and/or appearance of User Content or Information on the Website. The User hereby represents and warrants that it has all necessary rights in and to all User Content or Information which it provides and that such User Content or Information shall not infringe any proprietary or other rights of third parties or contain any libellous, tortious, or otherwise unlawful information. The User agrees and acknowledges that it shall assume all the risks associated with the User Content or Information, including but not limited to anyone’s reliance on its quality, accuracy, or reliability, or any disclosure by the User of any User Content or Information that makes it personally identifiable.
2.14. User acknowledges that the Company is required to report cyber security incidents, and relay related information, to the appropriate authority, such as the identity, location, other Personal Information, etc. of the Users and relevant data in connection therewith, which report may include data of the Users and their activities on the Website. The User shall be obligated to extend all assistance as may be required by the Company from the User in this regard.
2.15. User acknowledges and agrees that it shall at all times respect the privacy of other Users of the Website.
2.16. The Company shall have all the right to take necessary action and claim damages that may occur due to User’s involvement/participation in any way on its own or through group/s of people, intentionally or unintentionally in DoS/DDoS (Distributed Denial of Services).
2.17. The Website and any other software/features that are available on the Website are the property of the Company. Users may not use, download, or install any software available on the Website, unless otherwise expressly permitted by these Terms and Conditions or by the express written consent of the Company.
2.18. Users shall alone be responsible for navigating out of the Website. In case a person using the world wide web/internet receives a spam e-mail, virus or any communication which includes a link to the Website or to any other site maintained, operated or owned by the Company, it should not be held responsible for the same. The Company shall not be responsible and/or liable whether financially or otherwise for such communication.
2.19. User acknowledges and agrees that the Company shall have the right to seek and User shall be obligated to provide any and all Information reasonably sought by the Company pursuant to the User’s use of the Website.
2.20. User agrees to provide government-issued photo identification and/or government-issued business identification as required for verification of identity as and when requested by the Company in accordance with the Applicable Laws and the Company shall adopt all security and precautionary measures as required under the Applicable Laws for collection, storage, handling, processing, usage and transfer of such data.
3. COPYRIGHT, TRADEMARK AND RESTRICTIONS
3.1. All rights, title, interest and ownership including the intellectual property rights in the Website including the Content except the User Content and the Information solely and legally vest in the Company and are the legal property of the Company. User shall not use any intellectual property of the Company without prior written permission from the Company.
3.2. The User shall not copy, reproduce, display, publicly perform, republish, upload, post, transmit, distribute, transfer or otherwise use the Content and the Website in any way, including by other electronic means, whether directly or indirectly, for any public or commercial purpose.
3.3. The Company reserves to itself the right to provide the User with access to the Website without any liability, whether financial or otherwise, if the User makes any unauthorised use of the Website or breaches the User Agreement or violates any Applicable Laws while accessing the Website.
3.4. The Company takes no responsibility to verify any User Content or the Information shared by the Users including the images uploaded by the Users on the Website and the Users shall remain solely liable for the information that may be provided on Website including if they are found to be objectionable or in violation of any third-party intellectual property rights. The Company shall assume no responsibility for any such information published on the Website.
4. DISCLAIMER OF WARRANTIES
4.1. USER SPECIFICALLY ACKNOWLEDGES AND AGREES THAT USER’S USE OF THE WEBSITE IS AT USER’S OWN FREEWILL, RISK AND DISCRETION. THE COMPANY, ITS AFFILIATES, GROUP COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND REPRESENTATIVES DO NOT MAKE, AND HEREBY DISCLAIM, ANY AND ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING, PERFORMANCE, USAGE, OR TRADE PRACTICE OR ABOUT (A) THE ACCURACY, COMPLETENESS, OR CONTENT OF THE WEBSITE, (B) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THE WEBSITE, (C) THE SERVICES FOUND AT THE WEBSITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THE WEBSITE, AND THE COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR THE SAME, (D) THE QUALITY OF WEBSITE OR INFORMATION WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, AND/OR (E) THE WEBSITE OR THE SERVER(S) THAT MAKE THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE WEBSITE AND ALL CONTENT IS PROVIDED TO THE USER STRICTLY ON AN “AS IS” BASIS. THE COMPANY DOES NOT WARRANT THAT THE ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, TIMELY, COMPLETELY SECURE OR OPERATE IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SYSTEM OR DATA.
IN ADDITION, THE USER SPECIFICALLY ACKNOWLEDGES AND AGREES THAT NO ORAL OR WRITTEN INFORMATION OR ADVICE PROVIDED BY THE COMPANY, ITS AFFILIATES, GROUP COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS (INCLUDING WITHOUT LIMITATION ITS CUSTOMER SERVICE REPRESENTATIVES) WILL (A) CONSTITUTE LEGAL OR BINDING FINANCIAL ADVICE OR (B) CREATE A WARRANTY OF ANY KIND WITH RESPECT TO THE WEBSITE OR NON-BINDING FINANCIAL ADVICE, AND USERS SHALL RELY ON ANY SUCH INFORMATION OR ADVICE AT THEIR FREE AND VOLUNTARY DISCRETION.
THE USER ACKNOWLEDGES THAT THE COMPANY DOES NOT CONTROL THE TRANSFER OF DATA OVER COMMUNICATIONS FACILITIES, INCLUDING THE INTERNET AND THAT THE WEBSITE MAY BE SUBJECT TO LIMITATIONS, DELAYS AND OTHER PROBLEMS INHERENT IN THE USE OF SUCH COMMUNICATIONS FACILITIES.
THE USER ACKNOWLEDGES THAT WEBSITE IS LIMITED TO ALLOWING THE USERS TO ACCESS THE INFORMATION ON THE WEBSITE AND THE COMPANY IS IN NO WAY LIABLE FOR PROVIDING ANY ASSURANCE TO THE USERS IN RESPECT TO THE ACCURACY OF THE INFORMATION ON THE WEBSITE AND ANY INTELLECTUAL PROPERTY RIGHTS IN THE INFORMATION OF THE WEBSITE.
THE FOREGOING DISCLAIMER OF REPRESENTATIONS AND WARRANTIES SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THESE TERMS AND CONDITIONS, USER AGREEMENT OR USER’S USE OF THE WEBSITE.
4.2. The Company will not be held liable for loss of any data, technical or otherwise, or of the User Content and the User’s Information, due to acts of God as well as reasons beyond its control like corruption of data or sabotage, virus attacks, communication line failures, power failures, system breakdowns, malwares, breakdown of facilities or delay or failure to perform as a result of any cause(s) or conditions that are beyond the Company’s reasonable control including but not limited to insurrections, riots, floods, fire, earthquakes, strikes, riots, civil unrest, government policies, any law, ordinance, order, actions or regulations of government etc., tampering of data by unauthorized persons like hackers, distributed denial of service attacks, virus attacks, war and natural calamities.
4.3. Nothing contained on the Website creates any contract or right of action against the Company. It is offered solely as a service to Users and the Company makes no warranties, express or implied, regarding the information contained on the Website.
4.4. The Company, its agents, management, directors, employees, managers, representatives and related persons and entities are hereby released from all warranties, claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, suspected, and unsuspected, disclosed, and undisclosed, arising out of or in any way connected with the Website. In the event of any claims raised by the Users in respect to the Website, the Company shall not be liable, whether financially or otherwise for any reasons whatsoever subject to finality of the order of the court, since the Website is only an informative Website.
4.5. The Website is being continuously updated with new visualisations. There may be a minimal downtime which will be displayed and intimated on the Website. Scheduled maintenances may also take place from time to time. Unscheduled maintenance may also need to be performed under some circumstances. During this time, the server may be off-line. In this case a notice regarding the maintenance may be posted by the Company on the Website.
4.6. The Company has endeavoured to ensure that all the information regarding the Website on the Website is correct. However, the Company neither warrants nor makes any representations regarding the accuracy or completeness of any data or information contained on the Website. The Company disclaims any liability, responsibility, or any other claim, whatsoever, in respect of any loss, whether direct or consequential, to any User or any other person, arising out of or in connection with the use of the information, data and/or materials contained on the Website.
4.7. Nothing on the Website constitutes or is meant to constitute as binding advice provided or recommendation made by the Company in relation to specific services / products.
4.8. The Company in no way shall be held responsible and liable, whether financially or otherwise and the Company hereby disclaim any guarantees for the accuracy of the information and the Content that has been displayed on the Website. The Company further expressly disclaims any warranties or representations (express or implied) in respect of quality, suitability, accuracy, reliability, completeness, timeliness, performance, safety, merchantability, fitness for a particular purpose or legality of the Information provided or the Content (including pricing information and / or specification) provided on the Website by the Company. The Website may contain typographical errors or inaccuracies which may not be complete or current.
4.9. The User may review the terms and conditions as applicable to the relevant services/products listed / displayed on the Website to appraise themselves and keep themselves updated.
5. REMEDY
Termination or expiration of these Terms and Conditions and/or the User Agreement, in part or in whole, shall not limit the Company from pursuing other remedies available to it, nor shall the Company be liable to the User for any damages or financial liabilities resulting solely from termination as permitted herein.
6. INDEMNITY
As a condition of its use of the Website, the User shall indemnify, defend and hold harmless at all times, the Company, its affiliates, group companies (as applicable) and their respective officers, directors, management, agents and employees, from any claim or demand, or actions including reasonable attorneys’ fees, made by any third party or penalty imposed due to or arising out of the User’s breach of these Terms and Conditions, the User Agreement and other policies, or the User’s violation of any Applicable Laws or the rights (including infringement of intellectual property rights) of a third party or the User’s violation of the terms and conditions of the User Agreement.
7. LIMITATION OF LIABILITY
7.1. In no event shall the Company, its affiliates, group companies, officers, directors, management, employees, agents and representatives, be liable to the User whether financially or otherwise for any special, incidental, indirect, punitive or consequential damages of any kind in connection with these Terms And Conditions, User Agreement, including any that may result from (i) personal injury or property damage of any nature whatsoever, (ii) third-party conduct of any nature whatsoever, (iii) any unauthorized access to or use of the Company’s servers and/or any and all Content, personal information, financial information or other Information and data stored therein, (iv) any viruses, worms, bugs, trojan horses, or the like, which may be transmitted to or from the Website, (v) any User Content or content that is defamatory, harassing, abusive, harmful to minors or any protected class, pornographic, “x-rated”, obscene or otherwise objectionable, and/or (vi) any loss or damage of any kind incurred as a result of User’s use of the Website, whether based on warranty, contract, tort, or any other legal or equitable theory, and whether or not the Company is advised of the possibility of such damages.
7.2. The foregoing limitations of liability will apply to the fullest extent permitted by Applicable Law and shall survive any termination or expiration of these Terms and Conditions, User Agreement or User’s use of the Website.
8. ACCESS OUTSIDE TERRITORY OF INDIA
The Company makes no representation that the Content on the Website is appropriate to be used or accessed outside the Republic of India. User’s use or access of the Website from outside the Republic of India shall be at their own risk and such User will be held responsible for compliance with the laws of such jurisdiction, these Terms and Conditions and the User Agreement do not constitute, nor may these Terms and Conditions and the User Agreement be used for or in connection with any promotional activities or solicitation by anyone in any jurisdiction in which such promotional activities or solicitation are not authorised or to any person to whom it is unlawful to promote or solicit.
9. GOVERNING LAW AND JURISDICTION
The law governing the User Agreement shall be Indian law. Any disputes arising under the User Agreement shall be exclusively referred to the jurisdiction of the Courts of Chennai, Tamil Nadu, India.
10. FORCE MAJEURE
The Company shall not be held responsible for any delay or failure of performance of the Website, caused due to any reason beyond the reasonable control of such Party, including but not limited to fire, floods, acts of God, pandemic, epidemic, lockdowns whether partial or total, act of public enemy, wars, insurrections, riots, sabotage, virus attacks, communication line failures, power failures, system breakdowns, malwares, breakdown of company facilities, any law, ordinance, order, actions or regulations of government etc. and/or any other cause or circumstances beyond the control of the Company (“Force Majeure”).
The Company shall use commercially reasonable efforts to resolve the Force Majeure event to ensure that the effects of any Force Majeure event are minimized and resume full performance of the Website.
11.1. In accordance with the Information Technology Act, 2000 and rules made thereunder, the name, contact details and designation of the Grievance Officer are provided below for easy reference:
Name: Niyati P Sanghvi
Phone: +91 9500653053
Email: communications@hegdinvst.com
11.2. In the event of any questions or comments or complaints (including any inquiries or issues related to use of a trademark, trademark, use or privacy of personal information, or copyright infringement) raised by the User, regarding the Website, the same shall be acknowledged and redressed by the Grievance Officer within the timelines specified under Applicable Laws.
12. REPORT ABUSE
If any person believe that they may have any information regarding the abuse of the Company’s Website, please contact the Company at communications@hegdinvst.com.
13. MISCELLANEOUS
13.1. Certain terms may be defined in these Terms and Conditions and the User Agreement and wherever such terms are used in these Terms and Conditions and the User Agreement, they shall have the meaning so assigned to them.
13.2. For the purpose of these Terms and Conditions and the User Agreement, words importing the singular include the plural and vice versa, pronouns importing a gender include each of the masculine, feminine and neuter genders, and where a word or phrase is defined, other parts of speech and grammatical forms of that word or phrase shall have the corresponding meanings.
13.3. The titles and headings of these Terms and Conditions and the User Agreement are for convenience and ease of reference only and shall not be utilized in any way to construe or interpret the agreement of the parties as otherwise set forth herein.
13.4. Each covenant and agreement in these Terms and Conditions and the User Agreement shall be construed for all purposes to be a separate and independent covenant or agreement.
13.5. If a court of competent jurisdiction holds any provision (or portion of a provision) of these Terms and Conditions and the User Agreement to be illegal, invalid, or otherwise unenforceable, the remaining provisions (or portions of provisions) of these Terms and Conditions and the User Agreement shall not be affected thereby and shall be found to be valid and enforceable to the fullest extent permitted by law.
13.6. Throughout these Terms and Conditions and the User Agreement, The Company’s prior written consent means a communication coming from the Company, specifically in response to the User’s request and specifically addressing the activity or conduct for which the User seeks authorization.
13.7. When the User accesses the Website, the User will be subject to the terms and conditions of the User Agreement. The Company reserves the right, at its sole discretion, to amend, update, replace, revise, change, modify, add, or remove portions of the Terms and Conditions and the User Agreement, at any time without any prior written notice to the User. It is the User’s sole responsibility to review the Terms and Conditions and the User Agreement periodically for updates or changes. The User’s continued use of the Website following the posting of changes shall be deemed to mean that the User accepts and agrees to the revisions.
13.8. The Company may provide a translation of the English version of these Terms and Conditions and the User Agreement into other languages. User understands and agrees that any translation of these Terms and Conditions and the User Agreement into other languages is only for User’s convenience and that the English version only shall govern the terms of User’s relationship with the Company. In the event of any inconsistency or ambiguity arising between the English version of these Terms and Conditions and the User Agreement and its other translated versions, the English version of these Terms and Conditions and the User Agreement shall prevail over other such translated versions.
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